Terms of Service

Last updated: November 9, 2025

Welcome to Gentif Life Insurance Agency (“Gentif,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of www.gentif.com (the “Site”) and any related insurance or financial services we provide.

By accessing this Site or engaging with Gentif, you agree to these Terms. If you do not agree, you should not use our Site or services.


1. Nature of Services

Gentif operates as a licensed, independent life insurance agency, representing multiple carriers. We provide information, quotes, and agent support but do not underwrite or issue insurance policies. All coverage decisions are made by the insurance carriers.


2. Eligibility and Conduct

You agree to use this Site only for lawful purposes. You must not:

  • Provide false or misleading information.

  • Interfere with Site operations or security.

  • Attempt to copy or reproduce Site materials without authorization.

  • Misrepresent yourself as a Gentif employee or representative.


3. Quotes and Applications

Any insurance quotes or projections provided through Gentif are non-binding estimates. Actual premiums and eligibility are determined by the carrier after full underwriting. Submission of an application does not guarantee approval or coverage.


4. No Legal or Financial Advice

Content on this Site is provided for educational and informational purposes only and should not be considered legal, tax, or financial advice. Consult your own attorney, CPA, or licensed advisor for personalized guidance.


5. Licensing and Availability

Gentif is licensed to conduct insurance business only in approved states. We may refer inquiries from unlicensed states to another licensed partner agency.


6. Intellectual Property

All trademarks, text, designs, and images on this Site are the property of Gentif or its licensors. You may not reproduce, modify, or distribute any part of this Site without written consent.


7. Limitation of Liability

Gentif and its affiliates are not liable for any direct, indirect, or consequential losses arising from your use of this Site or reliance on its content. Use of this Site is at your own risk.


8. Indemnification

You agree to indemnify and hold harmless Gentif and its employees, agents, and partners from any claim or expense resulting from your violation of these Terms or misuse of the Site.


9. Privacy

Your use of this Site is also governed by our Privacy Policy. By using our Site, you consent to the data collection and use practices outlined there.


10. Governing Law

These Terms are governed by the laws of the State of Texas. Any disputes will be resolved in the courts of Harris County, Texas.


11. Modifications

We may update these Terms at any time. Revisions will take effect immediately upon posting. Continued use of the Site signifies your acceptance of the updated Terms.


12. Contact Us

For questions about these Terms, contact:

Gentif Life Insurance Agency
Email: legal@gentif.com
Website: www.gentif.com
Mailing Address: 10102 Hutton Park Dr. Katy, Texas 77494